TRANSPARENT PROCESS
How It Works
Follow 5 simple steps to become a real estate co-investor in Panama.
KYC Registration
Create your account and complete identity verification (KYC). Secure and transparent process in less than 24 hours.
Deal Selection
Explore our real estate opportunities in Panama. Analyze the yield, location, and risk profile of each project.
Online subscription
Complete your subscription, sign legal documents electronically, and make your fund transfer.
Management & Reporting
Receive detailed quarterly reports, consult your portfolio, and access management documents in real time.
Distribution & Exit
Collect your quarterly rental income distributions and capital at the end of the investment (5 to 7 year horizon).
SPV Structure
Investors
Qualified co-investors from EUR 25,000
Project Company (SPV)
Formal legal entity acquiring and managing the asset
Real Estate Asset
Panama income property (rental + appreciation)
The SPV is a transparent legal entity owned proportionally by investors. It acquires, manages, and sells the real estate asset. You are a shareholder in the SPV and directly benefit from capital gains and income.
Investment timeline
From subscription to exit: the main stages of your investment over time.
Subscription & KYC
Document signature, identity verification, fund transfer to escrow account.
SPV creation
Incorporation of project company (Panamanian SA), registration at Registro Público, opening of corporate bank account.
Asset acquisition
Real estate due diligence, negotiation, signing of purchase agreement and property transfer deed.
Lease Commencement
Potential renovations, preparation, property leasing via MOVA Living. First rental revenues.
Operations & Distributions
Active property management, quarterly reports, distributions of income to shareholders. Annual shareholder meeting.
Exit & Share Buyback
Asset resale, SPV dissolution, distribution of capital and capital gains to investors.
Club Deal vs Alternatives
Detailed comparison of key features of each investment structure
| Criteria | Club Deal | SCPI (Real Estate Fund) | Crowdfunding |
|---|---|---|---|
| Minimum Ticket | EUR 25,000 | EUR 500 | EUR 5,000 |
| Target yield | 8-12% net | 4-6% gross | 6-10% gross |
| Diversification | By project | Large portfolio | By project |
| Time horizon | 5 to 7 years | Long-term, liquid | 2-10 years |
| Management Fees | 2-3% + performance | 0.5-1.5% | 2-3% + success fees |
| Liquidity | Illiquid | Very liquid | Secondary sale possible |
| Accessibility | Qualified investor | All investors | All investors |
| Active control | Shareholder meetings | None | None |
* Figures are indicative and depend on each project. LATAM Finance offers potentially higher returns through selection of premium assets and active management.
Ready to invest in Panama?
Join the LATAM Finance Club Deal for premium, transparent, and high-performing real estate investment.
Create My AccountFree registration • 24h verification • Immediate access to deals